Overview: What to Know
What is a Public Adjuster? Find out how we work for you.
Know Your Homeowner Rights
Who’s Fighting For YOU?
After you’ve experienced property loss and damage to your home, your insurance company will send out an adjuster who works on their behalf to assess the damages and tell you what they believe they owe you. Many people ask why they should hire a Public Adjuster to represent them and the answer is simple. That adjuster is working for the insurance company – not you! Stowe is here to fight for you, so you can get the maximum settlement you are entitled to.
Do I need a Public Adjuster?
Only a licensed Public Adjuster can aid you in the settlement of a property damage claim.
An insurance claim is a financial transaction between you and your insurance company. You are requesting payment for damages sustained to your property and they are the ones that have to write the check. Don’t allow your insurance company to represent both sides of this transaction. The bottom line is that Public Adjusters are the only people that will protect your interest in the claims process. Contractors, remediation companies, roofers and plumbers who promise to “help” you with your insurance claim are breaking the law and are not trained or licensed by the State to act in your best interests.
Having an advocate who fights for you is worth its weight in gold. Don’t trust your claim to a non-licensed professional. Call Stowe for a Free Consultation.
How does it work?
Our Process
Our process is built to reduce your stress, protect your rights, and get you the maximum settlement. Here’s what you can expect when you work with us:
Free Consultation & Policy Review
We start by meeting with you to understand your situation and review your insurance policy. This helps us determine coverage, identify key details, and build a strategy to move forward.
Damage Assessment & Documentation
Our licensed adjusters conduct a thorough inspection of your property, documenting every detail of the damage with photos, reports, and expert estimates to support your claim.
Claim Preparation & Negotiation
We prepare a detailed claim and submit it on your behalf—handling all communication and negotiations with the insurance company to ensure nothing is missed or undervalued.
Settlement & Payment
Once we’ve secured a fair settlement, the insurance company pays you directly. You pay us a small fee set by the state only after you’ve been compensated—no upfront costs, ever.
Contact us Today!
What to Expect
How to Improve Your Insurance Payout with a Public Adjuster
Public adjusters are in the business of consumer protection! A licensed Public Adjuster works exclusively for the policyholder, NOT the insurance company. In the unfortunate case where you have to file an insurance claim, your insurance company will try to minimize their exposure and perform some degree of financial damage control. You could end up with an underpaid claim.
When you hire Stowe Public Adjustment, we document and prepare your claim in a very systematic and structured manner which results in maximum financial recovery. Our repair estimates and damage reports are second to none. We are also the most tech advanced public adjustment company, utilizing Matterport 3D camera technology, DJI aerial drone technology, DSLR Photography, and lab material analysis. Put simply, no one presents a claim better than Stowe. Call us for a Free Consultation!
Get a Free Consultation
Frequently Asked Questions
Doesn't my insurance company send out an adjuster?
Your insurance company will send out an adjuster to inspect the damage(s) to your property and make an offer of settlement on your claim. Keep in mind, the company adjuster is working to protect the insurance company’s stake in the game. Having a Public Adjuster levels the playing field and ensures your claim is not underpaid.
Should I wait to see what my insurance company offers before calling Stowe?
It is important to hire a Public Adjuster from the offset of your claim if possible. There are so many pitfalls along the way which can result in denial of coverage, partial denial of coverage, or forfeiture of your right to deprecation and supplemental payments. You need a professional to guide you and protect your interest.
Will my insurance company be mad at me or drop me if I hire a Public Adjuster?
No, this is against the law and it is your right to hire a Public Adjuster to represent you in your insurance claim. Our goal is to get you the maximum settlement that you are entitled to, and when you’re up against a large corporation like an insurance company, it pays to have someone on your side who knows how to navigate the process.
Reach Out. We’re Ready to Help.
We’ve helped hundreds of clients recover more. No fees, no pressure–just help when you need it most. Let’s see what we can do for you.
Get in Touch
"*" indicates required fields